05182018CM0064 RState Senator Heather Steans (D-Chicago) advanced a measure through the Senate to protect consumers from a pending rollback to the Affordable Care Act.

House Bill 2624 would encourage individuals to enroll in comprehensive health insurance rather than remaining on a short-term plan. The measure would limit short-term coverage to 180 days within a year. The Obama Administration limited the time an individual could stay on a short-term plan in 2016. President Trump has proposed reversing this ruling and allowing individuals to stay on short-term, limited duration insurance plans for a year.

“President Trump wants to extend the length of time individuals can stay on a short-term health insurance plan, driving up the cost for everyone on the exchange,” Steans said. “These plans can also hurt consumers by not providing full medical coverage and leaving patients with high medical bills.”

Short-term, limited duration insurance plans are exempt from many of the Affordable Care Act’s mandates and often provide less coverage to consumers. House Bill 2624 would require short-term policies to disclose to consumers that the plan might not cover all medical bills.

“This legislation is about protecting consumers and the insurance exchange in Illinois,” Steans said. “It is clear that the Trump administration does not have consumers’ best interest at heart, so as a state we need to step up and protect patients from enrolling in plans that won’t cover their expenses.”

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